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My Most Popular Recipes Meal Plan

I couldn’t let another week go by without making this meal plan for you! This is made up of all…
The Best BLT Pasta Salad

The best sandwich ever? Hands down, a BLT. Add in my obsession with pasta salads and, chef’s kiss! This BLT…
Elote Pasta Salad

Guys, I’m obsessed with elote, so obviously I had to turn all that smoky, creamy, cheesy, lime magic into a…
Weekly Meal Plan #45

Can you believe we’re at Week 45 of meal planning? This week’s menu is full of easy, family-friendly dinners—and it comes with…
Easy Grilled Pizza

I’m all about pizza and grilling, so when I can combine the two, it’s a win. The grill gives pizza…
Mango Salsa Salmon

I’m obsessed with salmon, and this Mango Salsa Salmon might be my new favorite! It’s quick, flavorful, and my kids…
Weekly Meal Plan #44

This week’s meal plan is all about keeping things simple and delicious! I’ve rounded up a fresh batch of easy-to-make dinners that’ll…
Dr. Pepper Sheet Cake

Dr. Pepper Sheet Cake is what happens when your favorite fizzy drink meets rich, fudgy chocolate cake, and it’s magic! The…
Frito Chili Pie

Not to be dramatic, but Frito Chili Pie might have saved my sanity. Zero whining, zero leftovers, it was a…
Mother’s Day Breakfast Menu

What mom doesn’t love it when a meal is planned for her? This mother’s day menu plan has recipes that…

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The Recipe Critic Delivers Fresh Ideas

The Best BLT Pasta Salad

The best sandwich ever? Hands down, a BLT. Add in my obsession with pasta salads and, chef’s kiss! This BLT…
Elote Pasta Salad

Guys, I’m obsessed with elote, so obviously I had to turn all that smoky, creamy, cheesy, lime magic into a…
Weekly Meal Plan #45

Can you believe we’re at Week 45 of meal planning? This week’s menu is full of easy, family-friendly dinners—and it comes with…

Break into investing and finance with Investopedia

Trump Wants Apple's iPhones Made in the U.S. Wedbush Says That's a ‘Fairy Tale'

Bloomberg / Getty Images President Donald Trump has threatened a tariff of 25% or more on iPhones made outside the U.SKey TakeawaysApple shifting production to the U.S. is "a fairy tale" despite President Trump threatening a tariff on iPhones made outside the U.S., Wedbush said.Wedbush estimates such a move would result in an iPhones with a price tag of $3,500, while the iPhone 16 currently costs $799.Citi analysts said Apple would likely pass about a third of higher incremental costs onto customers and suppliers. President Donald Trump has threatened to impose a tariff of 25% or more on Apple (AAPL) iPhones made internationally. Wedbush analyst Dan Ives of Wedbush says there’s “no chance” the company shifts iPhone manufacturing to the U.S.Trump on Friday warned Apple that the White House would impose a tariff of at least 25% on iPhones made outside the U.S.—including in India, where the company has moved more of its production amid higher tariffs on China—and sold here. Apple did not immediately respond to Investopedia's request for comment.The concept "of Apple producing iPhones in the US is a fairy tale that is not feasible,” Ives wrote Friday. Wedbush estimates that American-made iPhones would cost $3,500, while the iPhone 16 currently starts at $799 and the iPhone 16 Pro sells for $999.“We see no chance that iPhone production starts to happen in the U.S. in the near-term given the upside down cost model and Herculean-like supply chain logistics needed,” Ives said.“I have long ago informed Tim Cook of Apple that I expect their iPhone’s that will be sold in the United States of America will be manufactured and built in the United States, not India, or anyplace else,” the president said in a post on his Truth Social platform. “If that is not the case, a Tariff of at least 25% must be paid by Apple to the U.S."JP Morgan analysts on Friday said such a tariff would likely need to cover smartphones broadly, rather than specifically target Apple. They also suggested that a 5% global increase in iPhone prices might help the company mitigate the effects of 25% tariffs on devices sold in the U.S.Citi analysts estimate that a 25% tariff on iPhones, which make up about two-thirds of Apple products sold in the U.S., would lower the company’s earnings per share by more than 4% in fiscal 2026 and 2027. The bank estimates that Apple would pass one-third of higher incremental costs onto its customers and suppliers. Shares of Apple slid nearly 3% in recent trading Friday. The stock is down 21% in 2025 so far.
How Money Managers Profit More From Your Investments Than You Do

filadendron / Getty Images A happy money manager checking the performance of her investments on a laptop.At this point, the enduring popularity of high-paid money managers is a mystery. People trust them to manage their money, paying them handsomely to beat the market. But they rarely do. After accounting for fees, money managers’ picks often underperform much cheaper funds that simply and passively invest in a benchmark index.This fact perhaps wasn't as well documented back in 1940, when Fred Schwed wrote his classic sendup of Wall Street, "Where Are the Customers' Yachts?" But it's clear that Schwed was onto something. That, and his delight in roasting Wall Streeters, may explain the resurgence of his book in recent years.Key TakeawaysMoney managers tend to get paid regardless of how their picks perform.Investors entrust them with their money to beat the market, yet money managers are incentivized to play it safe.Where Are The Customers' Yachts?In his book, Schwed tells the story of an out-of-town visitor who is being shown Lower Manhattan, when his guide points to the yachts in the harbor and says they belong to brokers and bankers. The tourist then asks, "Where are the customers' yachts?"Possibly apocryphal, the anecdote reflected sarcastic and cynical Wall Street humor regarding the nature of the business and who benefited most, and Schwed used the quip as the title of his book, which was published in 1940.Schwed questioned the value of the advice the financial services industry gives to its customers and insinuated, like Gordon Gekko in the film "Wall Street," that money managers simply throw darts at a board.“The principle of 'managed' investment trusts is absolutely sound, granted only one premise…. there are somewhere people of such experience and insight that they can predict with some sort of accuracy the future behavior of securities,” Schwed wrote.Money Managers Paid RegardlessIn most industries, failure to consistently deliver objectives is punished. Active money managers, on the other hand, continue to get paid higher rates than those running passive funds, even though it's been well documented that active managers don't outperform passive funds. That's why no less than Warren Buffett says the average investor should simply put their money in an exchange-traded fund (ETF) that tracks the S&P 500 index.Active or passive, most money managers are paid regardless of performance. The typical fee structure is to charge a percentage of assets. That means their income is tied to the amount of money they manage rather than how well they manage it.It could be argued that the amount of money invested in the fund will only grow if it performs well. True or not, the latest figures indicate that investors seem to be catching on to the futility of active management. In 2024, for the first time ever, assets in passive mutual funds and ETFs surpassed those in actively managed funds.Misaligned IncentivesThe way active money managers are compensated can encourage mediocrity over taking risks to actually try to beat the market, which is what they are paid to do.Being conservative ensures a steady pay rise while minimizing the risk of a tarnished reputation. Marketing is key to bringing in new capital, and a steady return is easier to market than losses. This all helps explain why many money managers hug indexes.At the same time, managers are pressured to be active and differentiate themselves from the market they’re tasked with beating. This, too, can work to the detriment of investors. Making the right picks is extremely difficult, and each move incurs transaction costs, which investors pay for and also eat into returns.On paper, mediocrity can be painted in a positive light. However, the returns advertised are often an illusion. Subtract the fees, and the result is disappointing. And even a run of good luck is no guarantee of future success.The Bottom LineWall Street money managers have long been accused of being more concerned with lining their own pockets than their customers'. The idea of having a "pro" handle your money is comforting. The problem is beating the market, the task they advertise, which is extremely difficult, and the money managers' quest for fees rarely aligns with their clients’ quest for superior returns.
15 Affordable Retirement Spots Every Travel Enthusiast Must Consider

These U.S. cities make retirement travel easy & living more affordable