NEW Mini Sauce Bottles Just 75¢ Each After Walmart Cash (Father’s Day Gift Basket Filler!)

Jimmy3

Walmart has mini sauce bottles that would be great for gifting!

Head over to Walmart.com, where we’ve just spotted a selection of new mini sauce bottles for just $1! Even better, some have a 50¢ Walmart Cash Offer when you buy 2, making them just 75¢ each after the cash back!

These mini sauce bottles and condiment jars would make fun gift basket fillers for Father’s Day, birthdays, and other occasions.

Note that availability may vary by location.

Check out these new mini sauces and deals…

Buy 2 French’s Maple Mini Mustard, Dill Pickle Mini Mustard, or Honey Mustard Mini Dipping Sauces 1.7oz $1 each
Pay $2
Get back 50¢ Walmart Cash WYB 2
Final cost $1.50 – just 75¢ each!

Flavortown Donkey Sauce 2.1oz
Just $1!

Tabasco Sriracha Sauce 2.4oz
Just $1!

Tabasco Salsa Picante Hot Sauce 2oz
Just $1!

Bachan’s Original Japanese BBQ Sauce 1.75oz
Just $1!

Bachan’s Hella Hot Japanese BBQ Sauce 1.69oz
Just $1!

Bachan’s Sweet Honey Japanese BBQ Sauce 1.75oz
Just $1!

Frank’s RedHot Creamy Buffalo Mini Squeeze Hot Sauce 1.75oz
Just $1!

Frank’s RedHot Squeeze Sauce Korean BBQ 1.7oz
Just $1!

Lola’s Mango Scotch Bonnet Hot Sauce 1.75oz
Just $1!

Colgin Companies Liquid Smoke Pecan Flavor 2oz
Just $1!

Blue Dragon Thai Sweet Chili Sauce 2oz
Just $1!

Best Foods Real Mayo 1.2oz
Just $1!

Tabanero Sriracha Honey Hot Sauce 1.7oz
Just $1!

Tabanero Sweet & Spicy Hot Sauce 1.7oz
Just $1!

Tabanero Jalapeno Avocado Taco Sauce 1.7oz
Just $1!

Tabanero Harissa Hot Sauce 1.7oz
Just $1!

Head this way for more of our favorite Walmart finds…

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Walmart+ members score free shipping with no minimum on most orders! Otherwise, you can snag free shipping on any eligible $35+ order. Or pay $6.99 for in-store pickup or shipping for orders under $35.

Walmart has mini sauce bottles that would be great for gifting! Head over to Walmart.com, where we’ve just spotted a selection of new mini sauce bottles for just $1! Even better, some have a 50¢ Walmart Cash Offer when you buy 2, making them just 75¢ each after the cash back! These mini sauce bottlesRead MoreDeals, Gift Ideas, Grocery, Walmart

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Young Adults Want to Buy Insurance Through the Car Dealer. Do They Risk a Bum Deal?

dikushin / Getty Images Buying insurance at the dealer can be convenient, but make sure you comparison shop first.Over one in three Americans—and half of younger generations—are open to buying car insurance through a dealership or manufacturer rather than an agent, according to a J.D. Power study. This product, called embedded auto insurance, is a convenient way to buy coverage. But there’s such a thing as too convenient. Here are the tradeoffs to consider so you don’t get a bad deal.Key TakeawaysDealerships like Carvana and manufacturers like Tesla offer embedded car insurance to customers when they buy a vehicle. Young adults are particularly interested in getting embedded coverage because it’s convenient, and they may not have an existing relationship with traditional insurers. If you’re tempted to buy embedded insurance, the most important thing to do is compare quotes online before car shopping.You should also read the fine print of any insurance offer, figure out who the underwriter is, and ask about discounts. Understanding Embedded Insurance Embedded insurance is coverage that’s sold directly with the product or service you’re insuring. In the automotive space, that means getting a policy from the dealership, auto financer, or the car manufacturer when you buy your car.Tesla, for instance, was an early adopter of embedded car insurance, launching its Tesla insurance line for select models in 2019. Online car marketplace Carvana, meanwhile, partnered with the technology-oriented Root Insurance firm in 2021 to offer auto coverage for used vehicles at checkout. GM and Stellantis, which owns Jeep, Chrysler, and other top car brands, have also launched embedded insurance programs in recent years. The companies leading the way with embedded insurance tend to be niche, data-focused players. “The concept has gained more traction among upstart producers who collect more telematics data, produce fewer vehicle models, and target a demographic that values the convenience of having a one-stop shop for purchasing a car,” said Jonathan Ernest, assistant professor of economics at Case Western Reserve University. The Appeal for Young AdultsThat target demographic skews young. The J.D. Power 2025 U.S. Insurance Shopping Study found that 47% of millennial and Gen Z customers showed interest in embedded car insurance, compared to 35% of Gen X and 19% of baby boomers and pre-boomers. Overall, 37% of Americans would consider buying embedded car insurance.“Younger consumers are more open to trying an emerging channel,” said Stephen J. Crewdson, chartered property casualty underwriter (CPCU) and senior director of insurance intelligence at J.D. Power. “They don’t have decades of experience with their agent, so they’re not as attached.”They also typically have fewer assets and so don’t already have homeowners or renters insurance to bundle with auto insurance for a discount, said Janet Ruiz, director of strategic communications at the Insurance Information Institute. Past studies have linked embedded insurance’s youthful appeal to convenience. Polly, an insurance agency that markets insurance policies to auto dealerships, found that 81% of Gen Z and millennials would like the option to purchase insurance while buying their car. Pros and Cons of Buying Insurance Through Car DealersProsEffortless purchase processPotential discounts and affordable ratesMay speed claims processingOften the same coverage traditional insurers offerConsMay discourage comparison shoppingLimited carrier and customization optionsSome discounts could be missedPros ExplainedEffortless Purchase ProcessConvenience represents one of embedded auto coverage’s most significant upsides.“Insurance is arranged instantly at the point of sale, providing seamless coverage without requiring separate follow-up or paperwork,” said Steven Cegelka, chief operating officer at Ignition Dealer Services.Bundled Discounts and Affordable RatesBuyers may save money, as some lenders could offer a bundled discount or lower rates if the customer opts for an embedded insurance policy. Potentially Faster ClaimsYou also may encounter faster claims processing as providers often use automation and pre-authenticated customer data in their app or system. Often the Same Coverage Traditional Insurers Offer Beyond that, the differences in quality and price between embedded and traditional coverage can be negligible. “The insurance that’s offered by a dealership or car manufacturer is usually very similar to any auto insurance products you’d get” through traditional channels, Ruiz said. In fact, dealerships and manufacturers often offer embedded coverage in partnership with an established carrier. Nationwide, for instance, underwrites the policies for the Ford Insure and Lincoln Motor Company Insure programs, while Farmers Insurance Group companies underwrite Toyota Insurance policies. Cons ExplainedMay Discourage Comparison ShoppingThe ease of purchase could dissuade you from taking some important steps. “You're sitting there in the dealership, about ready to make a major purchase,” said Brian Moody, senior lead editor at Autotrader and Kelley Blue Book. “You might not have the time or frame of mind to do your own research.” Research is especially important when it comes to car insurance, as policies carry a lot of fine print, and you want to make sure you have adequate coverage. Limited Carrier and Customization OptionsPrices are heavily influenced by your personal profile, including age, gender (in some states), driving record, and credit history. If the dealer or manufacturer only offers insurance through a single carrier and that carrier doesn’t offer favorable rates to drivers with your profile, you could miss out on a more affordable policy. “Some buyers may benefit from comparing quotes separately,” Cegelka said. Some Discounts Could Be MissedWhile manufacturers or dealers may have discounts, their discounts might not be as favorable as you could get elsewhere. If you’re not comparison shopping, you won’t know.Tips for Buying Insurance Through a Dealer or ManufacturerFortunately, there are ways to ensure you’re getting good car insurance at the point of purchase. Ask questions. “The devil is in the details,” said Peggy E. Stover, associate professor and director at the University of Iowa’s Tippie College of Business. So, “ask a lot about what is and what is not covered.” Make sure, too, that you know which carrier is underwriting your embedded policy. Research the insurer’s reputation. Newer market entrants may have unproven staying power. “You don’t know how long these companies are going to be around,” Stover said. Get a better idea of the embedded insurer’s financial strength by investigating its ratings with independent agencies, like A.M. Best, Moody’s, S&P Global, and Fitch. Get online quotes from multiple insurers before car shopping. “They aren’t always completely accurate, but they give you a general range” of what you’ll qualify for, Ruiz said. These quotes will help you understand if the dealer's or manufacturer’s offer is competitive. Understand what discounts you qualify for. “Make sure you're not missing any through the embedded insurance,” Ruiz said. This step is critical if you have homeowners or renters insurance and would be foregoing a generous bundling discount by opting for a different carrier. It’s also important if you have other vehicles in your household and may otherwise qualify for a multi-car discount. The Bottom LineEmbedded car insurance is growing in practice and gaining traction with younger car shoppers who appreciate convenience and aren’t yet married to a particular insurance company. While these policies are often similar to their traditional counterparts, price and quality vary by provider and driver. If you're considering embedded car insurance, get quotes from multiple insurers and understand your coverage needs before buying from the dealership, manufacturer, or auto financing company.
The S&P 500 Just Embraced Crypto. Here's How It Affects Your Investments

Fact checked by Katie ReillyRobert Nickelsberg / Getty ImagesFor years, the S&P 500 has been the most important benchmark for mainstream U.S. investing. But in a move that is turning heads on Wall Street and beyond, the index now includes Coinbase Global, Inc. (COIN) as its first crypto-native member.If you invest in an S&P 500 index fund, you now have a stake in the world of digital assets, whether you planned to or not. Our analysis below helps you understand what this means for your portfolio.Key TakeawaysCoinbase, the largest U.S. crypto exchange, is the first crypto-native company to join the S&P 500.The move signals growing mainstream acceptance of crypto but also introduces new volatility and regulatory risks to the index.Coinbase represents a very small percentage (about 0.11%) of the S&P 500's total value.Crypto’s Big Leap Into the MainstreamCryptocurrencies and their exchanges have long been viewed as speculative outliers. That changed in May 2025, when Coinbase officially joined the S&P 500, replacing Discover Financial Services, which merged with Capital One Financial Corporation (COF).The move marks the first time a company rooted in blockchain finance sits alongside giants like Apple Inc. (AAPL) and JPMorgan Chase & Co. (JPM). "Coinbase joining the S&P 500 means crypto's here to stay," said Coinbase CEO Brian Armstrong.How Coinbase’s Inclusion Changes the GameCoinbase's inclusion in the index caused shares to jump and could lead to billions in buying from both passive and active funds, based on some estimates. That will bolster its liquidity and help stabilize its share price over time, while also serving as a vote of confidence for the crypto industry.However, crypto assets are still volatile, and their inclusion in the benchmark index does little to change this. Bitcoin, which first reached $100,000 in 2024, dropped about 38% between early February 2025 and mid-April 2025, but then gained about 40% between mid-April and the end of May 2025.NoteCoinbase represents (as of late May 2025) about 0.11% of the S&P 500's total value. That means if you have $10,000 in an S&P 500 fund, only about $11 is now tied to the crypto exchange. It's a small slice—ranking about 180th in the index by market cap—but could be just the beginning for crypto-related assets.What the Data Tells UsHere's what Investopedia's analysis reveals: Over the past five years, bitcoin and the S&P 500 have moved in the same direction about 40% of the time (a correlation of 0.38 from the beginning of 2020 to late May 2025). That might not sound like much, but it's actually a significant relationship in the investing world. And during moments of market panic, like the massive sell-offs after the initial Trump tariff announcement in April 2025, that connection jumped to nearly 90%, before settling down to about 70% (or 0.70) for the entire month. Crypto, in short, has largely failed to act as the "hedge" for the stock market that its proponents once promised.For Coinbase, specifically, its stock price has followed the S&P 500's movements about half the time (the correlation was 0.53), virtually the same as its movements in relation to bitcoin (0.54), between its initial public offering in 2021 and late May 2025.What does this mean for you? If you thought your retirement account was safely diversified in boring old blue-chip stocks, think again. Your portfolio now has a direct line to the crypto rollercoaster, whether you bought a single bitcoin or not.ProsMainstream legitimacy: Coinbase’s inclusion could pave the way for other blockchain-based companies to join the index.More risk/more potential rewards: Some crypto assets have outperformed traditional equities over the past decade.Broader access: Millions get exposure without buying crypto directly.ConsIncreased volatility: Crypto’s price swings could inject more turbulence into the S&P 500.It's still crypto: Coinbase still faces ongoing regulatory investigations and cyber threats.Contagion risk: Stronger crypto-stock connections could amplify market shocks.The Bottom LineCoinbase's inclusion in the S&P 500 could mark yet another turning point for Wall Street's relationship with the crypto industry. Investors in index funds and retirement accounts are now, by default, exposed to the ups and downs of digital assets.While this brings new opportunities for growth and diversification, it also means the S&P 500 is a little less insulated from crypto’s wild swings.
Retired? Here's 5 Reasons You Still Need an Emergency Fund—Plus How Much It Should Cover

Fact checked by Vikki VelasquezEliot Wyatt / Investopedia Retirees on fixed incomes should consider saving more than the usual three to six months of expenses in their emergency fund.Planning for retirement means focusing on investment strategies and your possible income sources, such as Social Security or a retirement account. However, one very important element of retirement that is often overlooked is maintaining an adequate emergency fund to cover any unexpected expenses that may come your way during retirement. An emergency fund is a savings account specifically used to cover unexpected expenses or financial emergencies, such as medical expenses, home repairs, or a loss of income.The general rule of thumb when building an emergency fund is to save enough money to cover three to six months of expenses. Retirees, however, should consider keeping more money stowed away in emergency savings, especially if they are living on a fixed income, like Social Security. Key TakeawaysBuild a larger emergency fund in retirement than during your working years, aiming for at least a year of expenses to protect against health care costs, home repairs, and market downturns. Keep your emergency fund in an accessible but interest-generating account like a high-yield savings account.Take into account your monthly expenses, health status, income, and living situation when determining how much you need in your emergency fund. Make a plan for how to replenish your emergency fund after using it with your retirement income. Review your emergency fund annually to make sure your savings are keeping pace with inflation and your changing needs. Why It's Important To Have an Emergency Fund in RetirementEntering retirement brings on a new set of financial circumstances that will make having an emergency fund extra important. “Retirees often face higher and more unpredictable expenses, such as health care costs and home repairs, without the safety net of a regular paycheck,” explained Jake Falcon, founder and CEO of Falcon Wealth Advisors. “Having a larger emergency fund provides a buffer to cover these unexpected expenses and helps maintain financial stability during retirement.”1. Unpredictable Expenses Life’s surprises don’t stop when you retire. Major home repairs, replacing an old vehicle, and unexpected family or medical needs can come up without any warning. Jason Fannon, CFP and senior partner at Cornerstone Financial Services identified the most common surprise expenses: “The most common surprise expenses for retirees are medical (including dental, as many don't have dental insurance), housing (roof, driveway, basement flooded, furnace, A/C, hot water tank, HOA assessments), and auto related costs (old vehicle is failing, new tires, repairs).”ImportantWithout an emergency fund, these expenses may force you to tap into your retirement investments sooner than you planned, possibly during a downturned market. 2. Market Downturns Retirees who rely on investment portfolios for their sole income will face the risk of a possible market downturn. Having a fully funded emergency fund provides an important financial buffer through market volatility, meaning you can avoid selling your investments at a lower price to cover your basic living expenses. This protection is becoming more and more important as pensions are becoming increasingly rare, making retirees more dependent on market-based retirement accounts. 3. Rising Health Care Costs Health care costs often increase with age and can be highly unpredictable. Even with Medicare coverage, out-of-pocket costs for serious illnesses, specialized treatments, or long-term care needs can quickly go beyond your planned budget. Falcon pointed out several health-related scenarios that make an emergency fund crucial, including “health care costs—even with Medicare, retirees may face significant out-of-pocket expenses for prescriptions, co-pays, and non-covered services.” 4. Protection Against Debt Without any liquid (cash) savings, emergencies might force retirees to turn to credit cards or personal loans. Accruing debt during retirement can be particularly dangerous, as limited income makes it more difficult to pay down debt balances quickly. 5. Peace of Mind Perhaps one of the most underrated benefits of an emergency fund is the mental peace of mind that comes with knowing you can handle any financial surprise that comes your way without derailing your retirement plan or budget. Figuring Out How Much You Should Have in Your Emergency FundDetermining what size emergency fund is right for you requires balancing several retirement-specific factors, including your lifestyle, monthly expenses, and your overall financial situation going into retirement. Monthly Expenses Start by calculating your essential monthly expenses, including the cost of housing, food, utilities, health care, and transportation. This baseline number will help you determine your minimum monthly needs during an emergency. Jake Falcon advised that “retirees should determine the amount needed in their emergency fund by evaluating their monthly expenses and considering potential unexpected costs. This includes regular living expenses such as housing, utilities, food, and transportation, as well as health care costs, insurance premiums, and any debt payments.”Income Sources Take into account the stability of your household retirement income. If you plan to rely heavily on market-based withdrawals rather than a guaranteed fixed income (like pensions or Social Security), you may need a larger emergency fund. "Emergency funds serve as a supplemental financial resource that interacts with other retirement income sources by providing liquidity and flexibility," said Falcon. "Social Security, pensions, and required minimum distributions (RMDs) offer regular income, but they may not be sufficient to cover unexpected expenses."Health Status The current health of you and your spouse, as well as family medical history, should play a role in determining how much to set aside in your emergency fund. People with chronic conditions or a family history of serious illnesses may want to set aside additional funds, especially as they get further into retirement. ImportantA 65-year-old individual will need an average of $165,000 in savings to cover health care costs in retirement, according to the 2024 Fidelity Retiree Health Care Cost Estimate.Living Situation Homeowners should factor in potential home repairs and maintenance into their emergency fund. Falcon notes that, “as retirees age, their homes may require more frequent and costly repairs to ensure safety and accessibility.” If you think you may require additional support in your home, or you eventually plan to move into an assisted living facility, you may want to factor this into your emergency fund as well. The Right Amount Is More Than You ThinkWhen asked how many months of savings retirees should maintain, Jason Fannon recommended “keeping one year's worth of living expenses in a purchased money fund. This allows the retiree to cover unexpected expenses without incurring debt or disrupting investments."To take it even further, Falcon added, “On top of the emergency fund, we like to maintain five years' worth of planned spending not in stocks and instead have those funds allocated to investment-grade bonds."Strategies To Build and Maintain an Emergency Fund in RetirementBuilding and maintaining an emergency fund that will support you throughout your retirement requires intentional planning and preparation. 1. Start ASAPIf you are approaching retirement without an emergency fund, establishing one as soon as possible should become a top priority. This may require temporarily reducing other spending or investment contributions. 2. Choose the Type of Account You Prefer To Keep Your SavingsYour emergency fund should be easily accessible, but still earn you some form of returns. Fannon suggested “keeping one year's worth of living expenses in a purchased money fund. This allows the retiree to cover unexpected expenses without incurring debt or disrupting investments. It also provides them with a reasonable rate of return on cash. For example, Schwab U.S. Treasury Money Fund pays nearly 4% and is liquid in one business day.”Other options to consider include: High-yield savings account: A high-yield savings account allows you to make cash withdrawals while earning higher interest than traditional savings accounts, plus features FDIC insurance.Money market accounts: Money market accounts, which operate like both a checking and savings account, often offer better rates of return than savings accounts with similar liquidity. Short-term CDs: Short-term CDs provide higher yields for portions of your emergency fund, but you may be penalized for withdrawing the money early.3. Set up Automated ContributionsEven in retirement, regular contributions help maintain and grow your emergency fund. Schedule automatic transfers to come out of your primary checking account on the same day as your scheduled income deposit. During retirement, you can direct a portion of any pension or Social Security payments to your emergency fund while building or replenishing your savings. 4. Consider if You Need To Withdraw MoneyBefore tapping into your emergency fund, first exhaust all other options. Determine if the expense is truly an emergency. Setting personal boundaries and guidelines as to what you consider an emergency will help you determine whether you should, or should not, withdraw money from your emergency fund. Before making a withdrawal, first consider if insurance would cover part of or all of the expense. Could the expense be deferred or reduced through negotiations or an interest-free payment plan? Don’t forget to evaluate the tax implications of different funding sources before making the decision to withdraw from your emergency fund. 5. Replenish Funds and Review RegularlyAfter using your emergency fund, Falcon advised: “Replenishing an emergency fund can be done over time through monthly budgeting or a well-thought-out liquidation of assets (stocks or bonds). This should be completed by an investment advisor who has a good grasp on cash flow and tax planning.”Also consider: Creating a detailed plan to rebuild the fund. Adjusting your budget temporarily to replenish the missing funds faster. Reviewing your emergency fund annually to ensure the amount is enough to cover your current life circumstances. 6. Consider Other Retirement-Specific ScenariosFalcon highlights additional retirement-specific scenarios that make emergency funds essential: the cost of long-term care and inflation. “The need for long-term care can arise unexpectedly, and the costs associated with assisted living or nursing home care can be substantial,” said Falcon. Additionally, “the rising costs of goods and services can erode purchasing power, making it essential to have a financial cushion to cover increased expenses.” Planning for the increased cost of living as you age is another important factor to consider when building and continually reassess your retirement fund. How Much Should Retirees Keep in Their Emergency Fund?Financial experts generally recommend keeping up to a year or more of essential expenses in your emergency fund, which is more than the typical amount advised for working adults. The larger cushion is necessary because retirees face more uncertainty without regular employment income, as well as higher health care costs. What Is the Best Place To Keep My Emergency Fund?The best place to keep your emergency fund is somewhere where your money is easily accessible, and ideally provides you with safe and reasonable returns. People often choose to put their money in a high-yield savings account, which can return anywhere from 3-5%. Where Is the Safest Place To Put Your Retirement Money?The safest place to put your money is in an FDIC-insured account at a bank or credit union, like a high-yield savings account, which provides you with returns and quick access to cash. You can also consider a prepaid card or cash, although these options carry a higher risk of being lost, damaged, or stolen. What Counts as an Emergency Expense for a Retiree?Emergency expenses for retirees often include unexpected medical expenses, urgent home repairs or appliance replacements, crucial vehicle repairs or replacements, or family emergencies that require your financial assistance. The Bottom LineAn emergency fund is not a luxury, but a necessity in retirement planning. Having a fully funded emergency fund will protect against unexpected expenses and market volatility while offering you peace of mind during your retirement years. Remember that your emergency fund is a personal safety net designed specifically for your life circumstances. As both Fannon and Falcon suggested, working with a financial advisor can help you determine the right amount for your situation, taking into account your health, housing, income sources, and overall retirement strategy. By maintaining a fully funded emergency fund, you are protecting the retirement lifestyle you’ve worked so hard to achieve while guaranteeing that unexpected expenses do not turn into financial disasters.